Credit Card Companies Should Not Be on Campus Marketing to College Students

Credit Card Companies should not be on Campus trade to College Students Candy Desrosiers 156 February 19, 2011 Carol Bagley [In years past, if a pupil could fog a mirror, they received a reference point pay soma lineup] (Levin, Adam, 2010). I believe allowing credit billhook companies, much(prenominal) as Master scorecard, Visa, and Discover, to force on campus increases the likelihood, as much as 60% that a student will apply for and receive a card (Desrosiers, 2010). Unfortunately, undergrads lack the experience and maturity to handle such indebtedness (And make no mistake-- consumeing a credit card is a huge responsibility); some(prenominal) at this stage in their lives concur never even paid for their own clothes, their own lunch, or their own car hires. This inexperience, coupled with a new-made credit card, sets the learner up for monetary problems at a age when most can ill afford the added stress, fiscal or otherwise. It is detrimental to the stud ents health and grades; placing his/her physical, mental, and educational healthy-being in harms way; as puff up as jeopardizing his/her financial future.

Furthermore, [some credit card companies purposely grade college pupils] (Lindstrom, 2009), regard slight of his/her credit history or income. The allocate accompany patiently waits until the scholar falls significantly behind, then(prenominal) demands payment in adept; threatening to send the flier to a collection agency. [Expecting the parents will jump in and attachment their shaver out; the card issuers earn more net than if the cardholder pays the periodic payments] (Lindstrom, 2009). T! his is a deceitful, underhanded tactic that catches too many  tender people unaware.  Although not all card offers kick back from these less than honorable businesses, enough exist to warrant  plausive action. These issues strike to be addressed and students made aware of the credit card mine field, which is...If you want to get a full essay, cast it on our website: OrderCustomPaper.com

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